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starheart.net/legal.html
mirror - starheart.8m.com/legal.html
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Webmeister -StarHeart Web Designs
Pre-Paid Legal makes a difference Best way to loose a court case is to have a public defender.
Proving your innocence can be expensive if you don't have Pre-Paid Legal Services. Pre-Paid Legal Services retains 2700 law firms across the U.S.
Fordis, the billion-dollar Dutch insurance company, has their agents sell Pre-Paid Legal Services. You don't have many legal rights unless you can afford them.
There are 152 law suits filed every minute in this country. In 1995, while 33,000,000 people were hospitalized, 93,000.000 people were in court.
Nationwide legal protection. Pre-trial defense counseling hours increase each of the first 5 years.
BRO.ST25 (11/96) for any reason other than non-payment or fraud PRE-EXISTING CONDITIONS ARE COVERED under Preventive Legal Services and your 25% discount NO WAITING PERIOD beyond the 15 days for motor vehicle assistance
Preventive Legal Services UNLIMITED PHONE CONSULATIONS - You have unlimited toll-free access to your Provider Attorney firm - - immediately when you enroll - - for personal or business-related legal matters. Just call your provider's toll-free number during regular business hours. (NV residents limited to 50 hours consultation per year.) PHONE CALLS AND LETTERS - A phone call or letter from your Provider Attorney can get you the results you want fast. Your Provider Attorney will recommend a letter or phone call when that is the best legal step for you. One call or letter per personal subject related matter is free with your membership. Plus, you're entitled to two business letters each year at no additional cost! Additional assistance for same subject at a 25% discount. CONTRACTS AND DOCUMENT REVIEW - You can have an unlimited number of personal legal documents - up to ten pages each - reviewed by your Provider Attorney. Included each year is one business document review at no additional cost! Your Provider Attorney will analyze the documents and suggest changes for your benefit before you sign! (NV residents limited to 5 documents per year.) WILLS FOR YOU AND YOUR FAMILY - A Will for you at no additional charge -- not just a "simple" Will, but one that meets your needs -- with free yearly reviews and updates. Wills for covered family members just $20 each; changes and updates $20.
Motor Vehicle Legal Expense Services MAJOR LEGAL EXPENSES - Your Provider Attorney will defend you or your covered family members when you are charged with manslaughter, involuntary manslaughter, negligent homicide, or vehicular homicide, at no added cost to you. AND UP TO 2.5 HOURS FOR HELP WITH...
Trial Defense Services UP TO 60 HOURS OF ATTORNEY TIME - During your first membership year, you have up to 60 hours of your Provider Attorney's time at no additional cost when you or your spouse is named defendant or respondent in a covered civil or criminal action filed in court. The criminal action must arise out of the performance of the covered person's employment responsibilities. Your provider firm can advise you of the documents required to determine coverage under this benefit. Of these 60 hours, up to 2.5 hours may be used for all legal services rendered in defense of the covered suit prior to actual trial. Up to 57.5 of the remaining hours are available for actual trial time, including covered criminal preliminary hearings. YOUR HOURS OF SERVICE INCREASE - When you renew your membership, your hours of attorney time increase as follows. 2ND YEAR RENEWAL - Up to 120 hours of assistance at no additional charge including up to 3 hours of pre-trial time. 3RD YEAR RENEWAL - Up to 180 hours of assistance at no additional charge including up to 3.5 hours of pre-trial time. 4TH YEAR RENEWAL - Up to 240 hours of assistance at no additional charge including up to 4 hours of pre-trial time. 5TH YEAR RENEWAL - Up to 300 hours of assistance at no additional charge including up to 4.5 hours of pre-trial time. Trial Defense Services do not cover dissolution of marriage, separation, annulment, child custody, or other divorce-related matters, bankruptcy, charges of DUI/DWI, or drug-related matters. You may use your 25% discount and the unlimited toll-free consultation benefit for any of these exclusions. Acts or matters occurring prior to the membership that give rise to a lawsuit even though the lawsuit may be filed after enrollment are excluded as pre-existing conditions.
IRS Audit Legal Services UP TO 50 HOURS OF ATTORNEY TIME - You have up to 50 hours of your Provider Attorney's time available at no additional cost when you or a covered family member receives written notice of an IRS audit or is requested to appear at IRS offices regarding your tax return. Your 50 hours are available as follows: * Up to one hour for consultation, advice, and assistance when you receive written notice from the IRS of an audit or appearance. * If there is no settlement within 30 days, you have up to 2.5 hours for audit representation, negotiations, phone conversations, and settlement conferences prior to litigation. * If there is no settlement without litigation, up to 46.5 hours are available for actual trial appearance if the IRS sues you, or if you pay the disputed tax and sue the IRS. This benefit does not cover corporate or business tax returns.
Other Legal Services Should you need legal services not covered by this plan, your Provider Attorney will render assistance at a 25% reduction to his or her standard hourly rate for you or any covered dependent. Please note that a retainer may be required for services to be rendered under this benefit. Your Provider Attorney must have five days notice prior to court representation. Telephone advice is available immediately.
Your satisfaction is important to us Our goal at Pre-Paid Legal Services is to be sure you are satisfied with our services. That's why we want you to know what to expect when you use your membership. We are interested in your thoughts and feelings about the services you receive and how we may be able to improve those services for all our members. Members are often surprised their call to the toll-free consultation line is not answered by an attorney. Just as doctors specialize, so do lawyers. Your provider law firm wants to make sure you speak with the attorney who has the experience to respond to your question. You will be asked for a time and phone number when you can be reached by a firm attorney. You may wish to use the unlimited telephone consultations portion of the plan when you have a question or want to get some direction on what you need to do about a particular legal problem. Your Provider Attorney may suggest options or let you know what steps or actions you need to take. When you decide to have the attorney take action, you may be required to sign a retainer agreement and pay a retainer fee. If your Provider Attorney recommends writing a letter or making a phone call for you as the best legal step, that first letter/phone call for each non-related subject matter is provided at no cost. Additional letters/phone calls will be at a 25% discount from your Provider Attorney's standard hourly rate. Likewise, if you wish to have a document reviewed, your Provider Attorney will review documents of up to 10 pages at no cost. If the document is more than 10 pages, it will be reviewed at the 25% discount. Please note the document must name you as a party. Your membership helps you with the cost of moving traffic violation representation and defense of moter vehicle related criminal charges. You will be responsible for court costs, fines, and related fees. In order for a criminal charge to be covered under the Trial Defense Benefit, the charge must arise from the member's action directly related to his/her job responsibilities. You will be asked to provide certain documentation to determine coverage under this benefit. This brochure describes highlights of the Pre-Paid Legal Services plan. It is not intended as a complete description of plan benefits, provisions, limitations, or exclusions. Consult a membership contract for details.
Contact Andrew Homer Individual Monthly Rate
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